![]() These let you utilize technology to track your finances for free while keeping your banking information private. Another option is to use one of a wide array of customizable, downloadable Google Sheets budget templates available online. However, not everyone likes the idea of sharing their private banking information which is required to drive these applications. Many people like the ease of online money management tools, apps, and websites that connect directly to your bank account. The other benefit of using a budget is tracking monthly expenses.Whether you’re building a budget for the first time or you’re a seasoned saver, technology can make the process a lot easier. If you don’t, you are just digging into a deeper financial hole every month that will get harder and harder to get out of.
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